One more thing . . .
This morning I wrote an email to a friend in which I included - among other tidbits - a mention of household insurance.
Within FIVE minutes, I received not one BUT three ad emails from insurance companies I have never communicated with before - either online or offline.
Yes . . . online activities, even "private" emails, are being monitored/scanned. To me, it would be far too coincidental that three different companies would contact me so quickly regarding such a specific topic not otherwise regularly found in my emails.
And, no, I am not being paranoid. Just reporting what happened as it happened.