Lets give it up it for banks with a GOOD fraud detection system! ðŸ‘
I'm impressed with VISA's attentiveness. Two examples:
About 25 years ago I had gone to KFC but, on the way, forgot what one of my daughters wanted. I didn't have a quarter for the pay phone to call home, so I used my VISA card. Shortly after, VISA called the house to see if I was there. They mentioned that my card had just been used in a pay phone.
My wife explained it was me and all was well. Apparently, at that time, the pay phone was the quickest way for a credit card thief to check whether a card was valid.
More recently, I got a call at home from VISA while my wife was visiting a daughter across the country. They wanted to know if she was there because my card had just been swiped in a restaurant rather than having the PIN entered.
As it turned out, the restaurant's portable device wasn't working properly and the PIN couldn't be entered, so they swiped the card.
Impressive.
