Keys, you are not the one that is missing something. Artie and I were both missing the fact that Notes is one of the apps available on iCloud.com along with Mail, Calendar, Contacts, Calendar, Photos, Reminders, Pages, Numbers, and Keynote.
Oops!
The new Great Equalizer is the SEND button.
In Memory of Harv: Those who can make you believe absurdities can make you commit atrocities. ~Voltaire
