To clarify, that sounds like it pertains to a clean install of macOS 10.13, but not to upgrading an existing installation.
Yes that refers to a clean install. However since the installer does not offer a format option for SSD/Flash drives you would still have to perform the encryption as a separate step (â“â“unless the drive was already encryptedâ“â“)
That opens up another set of possible installation scenarios that I will leave to someone with lots of time and patience not to mention lots of Macs to experiment with.
NOTE: Converting an existing HFS+ volume to APFS — not encrypted — only takes several seconds.