Originally Posted By: Artie505
Just noticed that the cards listed are "for those with excellent credit".

…and the definition of "excellent" credit is a credit score of..
  1. >550?
  2. >650?
  3. >750?
  4. highly variable depending on how much pressure the CEO is putting on the head of the credit card department to open new accounts
The mortgage scandals of a few years back and the recent Wells Fargo debacle would tend to make me believe the answer is
Click to reveal..
d. highly variable depending on how much pressure the CEO is putting on the head of the credit card department to open new accounts
It has been a good while since I had family members in banking, but at one time your habit of never running balances would flag you as a "deadbeat". The banks and credit card companies make by far the largest portion of their profit from the interest charges on unpaid balances and they are not in any hurry to issue a credit card to deadbeats.

If we knew what it was we were doing, it wouldn't be called research, would it?

— Albert Einstein