Do people who don't believe God exists still have clauses in their insurance policies excluding Acts of God?
There was a very funny English TV comedy series in the 60s and 70s called "Misleading Cases" about a guy who brought private cases to court, usually to explore moral or ethical issues. In one episode about insurance, the legal definition of an act of God (for the purposes of insurance claims) was deemed to be something that no reasonable man would expect.
Mac since 1984, Apple since 1978 MacBook Pro, iPhone 5, MacBook (in living room for iTunes and searching for recipes), iPad
