H,
I just did #3 yesterday, for selling, I did the erase, and I can't remember now how I got the OS on it. I think they asked me to be on internet.. can't remember now! I think they may just offer the OS online.. then set up assistant starts, and I quit to leave it in that state for the buyer.

Now for me in crisis: I do have that file on Clone, but I think that sounds kind of hairy using SD restore, if you are not familiar with doing that in crisis. I think finish set up assistant, put same user name as suggested, and then use migration tool, migrate from SD or TM is easier and more intuitive at that crises point...