Virtual, boy I agree with you on the dealership. My dealer is always recommending things I don't need, but my isp -- they are specialized for photographers and very sharp guys. And they don't get anything from me being with Sophos. That's why I dug out the email to show you what happened. They say a there was a trojan that would have been prevented by an AV, no?

Where did the Trojan come from? Did I incidentally open something? Did an intern in my office put it in? I have no idea.

But was a lot of havoc...

I agree maybe it will never happen again, but you see the letter. I happened and would not have happened probably if an AV was there at that time, right? And it "could" happen again... maybe... right?