OK I've done all that and by golly it seems to have worked. No disk image on desk top, I've also set it to sign me in automatically when started.
Many thanks for your patience with this pesky issue.
I'll report back on any further issues with this: right now I've contacted some friends/relatives on Skype and am waiting for them to ok my contact. It is very long winded.... email is so much easier/faster/more efficient, IMO.
