If USAA is one of your protected websites, Rapport may treat you as a client of a member institution, which may affect your auto-d/l situation. (In case you're unaware, you're entitled to extra protection on member institution websites.)
Rapport is not an IBM developed product, rather it's an acquisition.
More to follow on the screensaver issue, and it may now be time to bring up another issue that I've long chosen to overlook.
To me Rapport is kinda like a doctor: They're all the greatest until they screw up. (Is there any way to determine that Rapport is actually doing all the stuff it says it's doing without paying a price?)
