Even if bad guys get hold of my eBay user ID and p/w, what's my risk? Unless I'm foolish enough to use the same p/w for both eBay and PayPal (which, I assure you, I'm not), all they can do is create an annoyance by buying stuff and not paying, which, I'm willing to bet, is not their intent.
The same goes for most of the other Websites at which I've got accounts... Bad guys can buy stuff and not pay, or they can attempt to discredit me by posting unacceptable stuff, but they can't really harm me, nor will they even bother trying, because there's nothing, i.e. no $, to be gained.
With your password, they can change your shipping address. Then they can buy AND RECEIVE stuff without paying. There's value in that.
I concede that my Verizon p/w should have been stronger despite the fact that I've got absolutely no information of even the least bit of value on verizon.net.
Your identity is there. Identity theft is a real problem, and can be quite lucrative.
