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Also, I don't quite understand what you mean by Library at the top level of your startup hard diskHappy holidays, Rita.
It should be the sixth item down on your list. (That's an odd assortment of files you've listed there, so I'm not 100% certain about what I'm looking at.)
Edit: I should have mentioned that
"the top level of your startup disk" is what you see when you click on HD, but all I see (in 10.6.8) are Applications, Library, System, and Users, hence my confusion.