Thanks for the educated explanation of precisely what I was thinking, i.e. that nobody's going to crack my XYZ Bank password at XYZ's Website, rather it's got to be done in an unprotected environment.
(I'll still have to investigate joemike's referenced vids when I've got some time and inclination, though.)
The new Great Equalizer is the SEND button.
In Memory of Harv: Those who can make you believe absurdities can make you commit atrocities. ~Voltaire
