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Back on topic: Online Banking Keeps Customers on Hook for Fees

On a related note: I phoned B of A today because of a fraudulent charge made to my checking account via my debit card. It is being cleared up but people should realize that banks not only withdraw these funds from the merchant who got snookered, but they also charge a fee to that merchant when they do so. So, banks have little or no incentive to actively fight fraud because they make money every time a fraud is perpetrated.