Quote:
I can view and print the front and back of any check I write from my Chase on-line account.

Yes, you can use your ink and paper and a minute or two of your time and produce a facsimile which a disputant could easily argue proves nothing except that you might have written said check or you might merely be adept at Photoshop.

Real proof will require confirmation by the bank, which means more time and inconvenience for you.

And, as you noted, there's a limited time frame during which scanned check images are available to you; to achieve the level of security you'd have if cancelled checks were returned to you with your statement, you'd have to print them all—meaning, as I said earlier, that the time, effort, and money the bank is saving is a cost that's passed on to you.



dkmarsh—member, FineTunedMac Co-op Board of Directors