Whenever I do a major upgrade (for example, from Mojave to Catalina), I make it a mission to go through every preference pane in System Preferences to see if there are any new preferences that need to be addressed. In addition, once in awhile (and this is rare), a preference may have reverted to default and not be what I wanted. For example, I had to reset my mouse tracking speed after one upgrade (I don't remember which one).
There are new settings that show appear, old settings that go away (or at least can no longer be found), and most often settings get moved to a new location and I will add that has recently been true of up
dates as well as up
grades. Yours is a really good idea, I just wish I were as disciplined. 😜