I guess some things never change.
The other side of that is when the banks can't change something they are dying to change.
A few years ago I knew a woman who had her bank account for decades and never had need for the "bells and whistles" of newer accounts. Her old style account paid some small amount of interest, had free cheque printing, no charge for writing cheques or making withdrawals, et cetera, et cetera.
She had opened the account at a time when the banking laws did not allow the bank to make any changes to an account without the account holder's permission. The bank laws have changed but accounts under the old laws were grandfathered. Her bank was keeping a separate system to track her small amount of business and, as it turned out, only seven other people in Canada.
She was constantly getting appeals from the bank with promises of all kinds of goodies but her reply was always the same: "Thanks but this does everything I need."
ryck